NYTReprints is a personal finance for families resource written by Sarah Kendall, a Queens New York mother who paid off $34,000 in debt while raising two kids on a single income. Furthermore, personal finance for families looks different in New York City — therefore every guide on NYTReprints is built for real budget pressure, not theoretical scenarios. However, personal finance for families does not require a finance degree — additionally, Sarah Kendall proves that lived experience is the most valuable financial credential of all. For official personal finance for families guidance see the Consumer Financial Protection Bureau and the Federal Reserve consumer resources.
Personal Finance for Families
Who Actually Need It to Work
I’m Sarah Kendall. I raised two kids in Queens on one income, paid off $34,000 in debt in three years, and figured out how to make money work in the most expensive city in America. This is what I learned.
Sarah Kendall
Queens, New York
If You Can Make It Work in New York, You Can Make It Work Anywhere
Most personal finance advice is written for people with financial breathing room. It assumes you have disposable income to invest, emergency savings already in place, and a salary that stretches past the basics.
That wasn’t my life. I spent 12 years managing a family of four in Queens, New York on one income — figuring out how to feed four people, cover rent, pay down debt, and still put something away. NYTReprints is everything I wish I’d had when I needed it most.
Read Sarah’s full story →Personal Finance for Families — 10 Topics That Actually Matter
No fluff. No advice written for hedge fund managers. Just the money topics that matter when you’re raising a family on a real budget.
The $34,000 Debt Payoff Story
In 2014, my husband and I had $34,000 in consumer debt and a second child on the way. We were in Queens on one income and the math wasn’t working. Three years later we were debt free. Here’s how.
Read the Full Story →Start Here — Sarah’s Most Important Guides
Disclaimer: NYTReprints participates in affiliate programs and may earn commissions from links on this site at no cost to you. Sarah Kendall is not a licensed financial advisor. All content is for informational purposes only. Rates and terms change frequently — always verify directly with the financial institution. See our affiliate disclosure and editorial guidelines for full details.